For more than thirty years Bob Rosefsky has been helping people manage their money wisely, and his accumulated wisdom and experience reflect the realities of life. Not the illusions. Not the flights of fancy. The realities. Bob’s objective is to lead you to your own personal prosperity. Personal prosperity is more than just money in the bank. It includes a sense of self-esteem … the satisfaction of being self-sufficient … the ingenuity to live within one’s means with pleasure and dignity … and, perhaps most important, the capacity to enjoy the beautiful things in life unsullied by money demons. If you’re looking for valuable lessons from life’s experience, for a chance to learn from the mistakes of others, and for ways to relax the grip that money has around your throat, this is the book for you.