If you own a car outright, can a creditor put lien on car or take control of it?
In California the answer would generally be no – at least, not directly. A creditor would first have to sue to get a judgment, then attach that judgment to something owned by the debtor to create a lien. Some states allow creditors easier access to assets of the debtor using a lis pendens (pending lien) procedure.
Hope this helps,
Alden Law Group
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